Banking deregulation

Banking deregulation may be defined as the loosening of regulatory constraints on these institutions. Since the late 1970s, and as part of a broader trend toward deregulation, banking organizations have experienced many important changes in their regulatory environment. This report identifies the different kinds of deregulation that are under way. It then presents some "pro and con" arguments applicable both to financial deregulation generally and to specific kinds of banking deregulation under consideration in the Congress at the present time. Additional references are provided.,F. Jean Wells, Specialist in Money and Banking, Economics Division,CRS 84-574 E,"March 22, 1984.",SuDoc# LC 14. 18/3