Financial developments in the 1980s have resulted in new ownership arrangements for depository financial institutions as well as new forms of interstate deposit-taking arrangements. Considerable interest exists in the pervasiveness of these arrangements. This report provides selected lists of corporate ownership of depository financial institutions and interstate banking in order to suggest the extent to which various forms of innovations have occurred and the firms involved; the listings are not necessarily comprehensive.,Abstract -- Introduction -- Ownership of Nonbank Banks - Appendix to Federal Reserve testimony before the Senate Banking Committee, March 27, 1984 -- Interstate Banking by Banks and Thrift Institutions - Excerpts from the American Banker, April 3 and 4, 1984 -- Savings and Loan Holding Companies - Excerpts from the American Banker, November 14, 1983 -- Divestiture Under Various Possible Statutory Changes - Attachment to testimony of the American Bankers Association before a Subcommittee of the House Energy and Commerce Committee, April 5, 1984.,F. Jean Wells, Specialist in Money and Banking, Economics Division.,CRS 84-105 E,"June 1, 1984.",SuDoc# LC 14. 18/3

Banking deregulation may be defined as the loosening of regulatory constraints on these institutions. Since the late 1970s, and as part of a broader trend toward deregulation, banking organizations have experienced many important changes in their regulatory environment. This report identifies the different kinds of deregulation that are under way. It then presents some "pro and con" arguments applicable both to financial deregulation generally and to specific kinds of banking deregulation under consideration in the Congress at the present time. Additional references are provided.,F. Jean Wells, Specialist in Money and Banking, Economics Division,CRS 84-574 E,"March 22, 1984.",SuDoc# LC 14. 18/3

Legislative proposals introduced int he 99th Congress through June 26, 1986 affecting the Federal deposit insurance funds are the subject of this report. This review is an updated and revised version of CRS Report No. 86-646 E, issued in April 1986. It supplements CRS Report No. 85-209 E, which gives a more detailed economic analysis of many of the recent proposals for change.,Abstract -- Introduction -- Legislative Analysis. How the Federal Deposit Insurance System Works ; Developments Leading to Proposals for Change ; Comparative Analysis of Proposals for Change -- Summary of Legislative Proposals. Identification of Specific Issue Areas ; Coverage Requirements: Institutions ; Coverage Requirements: Accounts ; Pricing ; Financing the Insurance Funds ; Regulatory Restructuring ; Regulatory Authority: Ongoing Institutions ; Regulatory Authority: Failed Institutions ; Aid to Distressed Institutions -- Directory of Bills. Concurrent and Joint Resolutions ; House Bills ; Senate Bills -- Federal Deposit Insurance System, Legislative Proposals for Change.,CRS 86-799 E,"July 28, 1986.",SuDoc# LC 14. 18/3

Among the problems in the U.S. financial system which the 100th Congress will be called on to consider is the financial condition of the Federal Savings and Loan Insurance Corporation (FSLIC), the Federal deposit insurance agency for most of the Nation's savings institutions. The number of failed savings institutions has strained the financial resources of the FSLIC. A major issue of immediate importance is how the FSLIC will meet its financial requirements to enable it to deal effectively with savings institutions now known to be in difficulty.